The Financial Services Authority (FSA) has issued a warning to consumers about firms offering Early Pension Release Schemes. In the last couple of years, there have been a steadily growing number of firms offering to release cash early (before the usual minimum age of 55) from the pension funds of UK savers. There are...
The Federal Trade Commission (FTC), is the nation's consumer protection agency, it is charged and enforces the Fair Debt Collection Practices Act (FDCPA), which limits debt collectors from using abusive, unfair, or deceptive practices to collect from you, this includes harassment and intimidation
Your retirement planning is important, so you should always use fully regulated financial advisors to help you with your pensions or QROPS. Unregulated advice could lead you to the wrong products, which could cost you the retirement you deserve.
Did you know that your credit score can dictate not only whether or not you get a loan or credit, but also how much you can get and at what interest rate? A lot of people don't seem to appreciate the significance of this, and don't give their credit rating the due diligence it...
Hiring an attorney to help with complex financial matters is always an option, but for many, this is not a realistic alternative. Legal fees, even for bankruptcy lawyers, can be massive if the wrong attorney is hired to help move the bankruptcy process along.
This article discusses the home insurance implications of spreading wildfires in Texas and other parts of the United States. It provides advice for coping with the threat of conflagration.
Landlord insurance is one of the most important forms of insurance, if you are a property owner. This insurance will protect the property owner from any financial losses that are associated with their rental properties. The insurance typically covers the building and any property or items that the landlord may have inside the building....
Tweet By DebtFree – September 12, 2011 Emergencies, even financial ones, are a fact of life. Some people have emergency funds to help them deal with short term emergencies. Everybody needs a contingency plan, especially when dealing with a debt crisis. When one is deep in debt, and crumbling under its pressure, it is...
Part of the fundamental financial analysis of any company, investment security, or business project entails the computation of cash flows. This is typically done in a cash flow template Excel spreadsheet which is pre-built for the purpose. The reason for this is that this type of template is not a simple calculator you build...
Most of the decisions we make in our lives are often influenced by the natural response from the pleasurable and or painful experience we endure. The principle governing pleasure and pain can have both positive and negative effects in our lives, depending on how we see it and how we allow it to impact...
It is not uncommon for people to feel under pressure and to be stressed out when they are dealing with financial difficulties or struggling with debt, which seems to be insurmountable. Stress itself is not necessarily a bad thing - it alerts us to problems that need taking care of. The problem is when...
